Broker comparison · updated 2026-07-29
Capital.com vs FP Markets
Capital.com suits traders prioritising an in-house platform and low initial card funding; FP Markets is the broader choice for platform-led forex accounts.
Our verdict
It depends on what you trade.
In this Capital.com vs FP Markets comparison, Capital.com is the clearer fit for traders who want to begin with a smaller card or Apple Pay deposit and use a proprietary web/mobile platform alongside TradingView and MetaTrader. Its published EUR/USD pricing example shows a 0.6-pip spread, with no trading commission. FP Markets is stronger for traders who specifically want MT4, MT5, cTrader or TradingView and can compare Standard against Raw pricing. Its Raw account advertises spreads from 0.0 pips but adds a $3-per-lot, per-side commission. Both are leveraged CFD brokers that exclude US residents; the exact legal entity determines protections, products and terms.
Capital.com vs FP Markets at a glance
| Our comparison score | 73.5 / 100 | 67 / 100 |
|---|---|---|
| Minimum deposit | 10 USD/EUR/GBP card or Apple Pay | $100 or equivalent |
| Wire-transfer minimum | 50 EUR or equivalent | Not published in reviewed FAQ |
| EUR/USD published pricing | 0.6-pip example; variable | Raw from 0.0; Standard from 1.0 |
| Forex commission | No trading commission | Raw: $3/lot per side |
| Platforms | Web/app, TradingView, MT4, MT5* | MT4, MT5, cTrader, TradingView |
| Key disclosed regulators | CySEC; SCB | ASIC; CySEC; FSCA; Seychelles FSA |
| Inactivity fee | May apply after 1 year; entity-specific | $10/month in Saint Lucia terms |
| US residents | Not accepted | Not accepted |
marks the stronger side on that row. Key numbers were re-checked on 2026-07-29. Terms differ by legal entity and country — confirm on the broker's own legal pages before funding.
Score breakdown
How Capital.com and FP Markets earn their comparison scores, component by component — same methodology as every review on this site.
Capital.com vs FP Markets fees: choose pricing structure first
Choose Capital.com if you prefer a spread-only setup for routine CFD trading. Its fees page states that trading commissions are not charged, while its pricing example uses a 0.6-pip EUR/USD spread. That is an illustration rather than a promise: forex spreads are variable and should be checked in the trading ticket before placing an order. Choose FP Markets if you are prepared to calculate all-in Raw-account costs. It publishes Raw spreads from 0.0 pips and a $3 commission per standard lot on each side; its Standard account instead embeds the charge in a spread advertised from 1.0 pip. Neither structure is automatically cheaper for every trade size or holding period. Both brokers can apply overnight financing, and Capital.com also publishes a retail currency-conversion charge of 0.7% where applicable. Inactivity terms differ by entity: Capital.com’s Bahamas terms allow a fee after more than one year, while FP Markets’ Saint Lucia agreement specifies $10 monthly.
Trading platforms compared: FP Markets offers more specialist choice
FP Markets has the more complete menu for a trader already committed to third-party terminals. Its current account material lists MT4, MT5, cTrader and TradingView for its forex offering, allowing a trader to keep a familiar interface while choosing between Standard and Raw account pricing. Capital.com takes a different route: its own web platform and mobile app are central, with TradingView, MT4 and, on current regional platform pages, MT5 also listed. That makes Capital.com a sensible option for someone who wants an integrated app first and external charting or MetaTrader access second. FP Markets has the edge for cTrader users and for traders who want to select a platform without relying on a proprietary interface. Availability is not uniform. Platform access, tradable markets, leverage and account types can change with the entity assigned at onboarding, so a platform shown on a global or regional page is not confirmation that it will be offered to every applicant.
Regulation comparison: entity selection matters more than brand labels
Readers who want a simpler disclosed comparison between two named entities can start with Capital.com’s Cyprus and Bahamas documentation. Capital Com SV Investments Limited holds CySEC licence 319/17, while Capital Com Online Investments Ltd is authorised by the Securities Commission of The Bahamas under SIA-F245. FP Markets operates through a wider group structure. Its regulation page identifies an ASIC-regulated Australian company, CySEC coverage in Europe, an FSCA-regulated South African company and a Seychelles FSA-regulated company; its current global site also names additional jurisdictions. That breadth can be useful for international availability, but it makes the legal-entity check more important before depositing. Regulation is not interchangeable: leverage limits, negative-balance treatment, complaint routes, compensation arrangements and product availability may differ. Both brokers state that they do not offer services to US residents. Neither a licence nor client-money segregation language removes the market and counterparty risks of leveraged forex and CFD trading.
Funding and minimum deposits: Capital.com has the lower published entry point
Capital.com is the easier starting point for a small initial deposit on the international fees page: it lists a minimum of 10 USD, EUR or GBP for bank cards and Apple Pay, versus 50 EUR or the account-currency equivalent for wire transfers. It also says deposits and withdrawals carry no broker fee, although a payment provider or bank can still impose its own charge. FP Markets’ published FAQ places the minimum for Standard and Raw MT4/MT5 accounts at $100 or the equivalent; regional pages present this in USD or AUD, so applicants should confirm the currency shown in their own client portal. FP Markets lists cards, bank transfers, Skrill and Neteller among its funding methods. Capital.com lists bank transfer, cards, Apple Pay and Google Pay on regional payment pages. The headline deposit amount should not decide the account alone: permitted payment methods, processing times, minimum withdrawal rules and base currencies vary by country and entity. In both cases, use an account in your own name and review the withdrawal policy before sending funds.
Research tools: Capital.com prioritises built-in analysis; FP Markets prioritises terminal flexibility
Capital.com is better aligned with traders who want research and charting embedded in the primary dealing interface. Its web and mobile platform pages describe market information, portfolio context, more than 100 technical indicators and TradingView integration. That combination may reduce the need to move between a broker terminal and a separate charting service, particularly for discretionary CFD traders. FP Markets is the more flexible choice for traders whose workflow already revolves around MetaTrader, cTrader or TradingView. Its platform range supports that approach, while its account structure lets eligible clients pair terminal choice with Standard or Raw pricing. The trade-off is that neither broker’s research material should substitute for an independent trading plan, and broker-provided market commentary can be promotional as well as informative. Demo accounts are advertised by both firms, so testing the relevant entity’s platform, market list, order types and live spread display remains more useful than comparing feature lists alone.
Which broker fits you
- You want the lower published card or Apple Pay minimum deposit.
- You prefer a proprietary web and mobile platform with built-in analysis.
- You want spread-only forex CFD pricing rather than a separate Raw-account commission.
- You mainly need TradingView or MetaTrader access, not cTrader.
- You want cTrader as well as MT4, MT5 and TradingView.
- You want to compare a commission-free Standard account with a Raw account.
- You understand that a 0.0-pip starting spread still carries Raw-account commission.
- You are willing to verify the exact FP Markets entity, jurisdiction and account terms.
Common questions
Is Capital.com or FP Markets cheaper for EUR/USD trading?
It depends on the account and the live quote. Capital.com provides a 0.6-pip EUR/USD pricing example and says spreads vary. FP Markets advertises Raw spreads from 0.0 pips plus $3 per standard lot per side, while its Standard account advertises spreads from 1.0 pip with no separate commission. Compare the all-in cost for your trade size.
Do Capital.com and FP Markets accept US clients?
No. Capital.com’s European legal material says its services are not directed at US residents, and FP Markets lists the United States among jurisdictions where it does not offer services. US-based readers should not attempt to open an account through another country or entity; eligibility is determined during onboarding.
Which has more trading platforms, Capital.com or FP Markets?
FP Markets has the broader specialist-platform lineup because it lists MT4, MT5, cTrader and TradingView. Capital.com lists its proprietary web platform and mobile app, plus TradingView, MT4 and MT5 on current regional pages. Platform availability can differ by account type, country and legal entity.
Are Capital.com and FP Markets regulated by the same authorities?
They overlap in Cyprus through CySEC-related entities, but their group structures differ. Capital.com publicly identifies CySEC and Securities Commission of The Bahamas entities in the reviewed materials. FP Markets identifies ASIC, CySEC, FSCA and Seychelles FSA entities, among others. Confirm the contracting company named in your application documents.