Broker comparison · updated 2026-07-09
XTB vs FP Markets
XTB and FP Markets both run multi-entity brokerage models, but they differ on platforms, minimum deposit, and fee structure.
Our verdict
It depends on what you trade.
XTB is the better fit for readers who want a no-published-minimum-deposit setup, a single proprietary platform, and clear UK/EU entity pages with explicit onboarding caveats. FP Markets is stronger for platform choice and raw-account pricing, especially if you want MT4, MT5, cTrader, and TradingView under one brand. The trade-off is that both brokers require entity-by-entity verification, and terms differ by country. For cost-sensitive active traders, FP Markets has the edge on platform breadth and raw pricing; for straightforward account access and fee-page clarity, XTB is easier to read.
XTB vs FP Markets at a glance
 XTB |
 FP Markets |
|
|---|---|---|
| Our comparison score | 75.5 / 100 | 67 / 100 |
| Founded | 2004 | 2005 |
| Minimum deposit | Not published | $100 AUD or eq. |
| EUR/USD spread from | Not published | 0.0 pips raw / 1.0 std. |
| Main platforms | xStation, xStation app | MT4, MT5, cTrader, TV |
| Key regulators | FCA, CySEC, KNF, FSC Belize | ASIC, CySEC, FSCA, FSA Seychelles |
| Inactivity fee | 10 EUR/GBP/USD after 365d | US$10 after 90d dormant |
marks the stronger side on that row. Key numbers were re-checked on 2026-07-09. Terms differ by legal entity and country — confirm on the broker's own legal pages before funding.
Score breakdown
How XTB and FP Markets earn their comparison scores, component by component — same methodology as every review on this site.
XTB vs FP Markets on fees and trading costs
XTB publishes that it does not set a minimum initial deposit, while FP Markets states a $100 AUD or equivalent minimum for its Standard and Raw MT4/MT5 accounts. On spreads, XTB says its pricing is floating and does not publish a simple headline EUR/USD minimum on the pages reviewed, so that figure is not published here. FP Markets publishes clearer entry costs: Standard accounts start from 1.0 pip and Raw accounts from 0.0 pips, with a US$3.00 commission per side on raw forex. XTB also charges an inactivity fee of 10 EUR, 10 GBP, or 10 USD depending on entity after 365 days with no trade and 90 days with no deposit. FP Markets' Saint Lucia terms show a US$10 monthly inactivity fee after 90 days of dormancy. Terms vary by entity and country.
XTB vs FP Markets on platforms and tools
XTB centers its offering on xStation and the xStation mobile app, which keeps the product stack simple. FP Markets is broader: its current site lists MT4, MT5, cTrader, TradingView, and its own app, with some entities also offering Iress or webtrader. That difference matters if you want to choose between desktop terminals, copy-style workflows, or TradingView charting. XTB's narrower lineup may suit traders who prefer one house platform and fewer moving parts. FP Markets is the more flexible option for traders who already use third-party terminals or want to split execution across several interfaces. Platform availability still depends on the legal entity and jurisdiction, so the onboarding screen matters more than the brand name alone.
XTB vs FP Markets on regulation and entity structure
XTB publishes a multi-jurisdiction structure with FCA, CySEC, KNF, and FSC Belize references on its own site, and it explicitly says UK and EU residents may be onboarded under different entities. FP Markets likewise publishes entity-specific regulation pages and says it is regulated by ASIC in Australia, CySEC in Europe, FSCA in South Africa, and the Seychelles FSA, with recent legal documents also referencing Saint Lucia for an FP Markets Ltd entity. For both brokers, the main risk is not the brand headline but the specific entity you sign with. That means client protections, complaint routes, and product availability can change by country. On the evidence reviewed, XTB is slightly easier to map because its UK page names the FCA entity and number clearly, while FP Markets is the more multi-platform but also more fragmented profile.
XTB vs FP Markets on deposits, withdrawals, and funding methods
XTB says deposits can be made by card, bank transfer, and, in some regions, PayPal, Skrill, or Neteller equivalents; it also notes that payment-provider charges may apply even when XTB does not charge an internal fee. FP Markets publishes card, bank transfer, Skrill, and Neteller in its public materials, with some regional references to crypto-related options. The main difference is the minimum starting point: XTB publishes no minimum deposit, while FP Markets publishes $100 AUD or equivalent for Standard and Raw forex accounts. That makes XTB easier for very small starters, although execution and product access still depend on the legal entity. FP Markets is still accessible by retail standards, but it is not the same zero-threshold entry point.
XTB vs FP Markets on research, education, and disclosure
Both brokers publish substantial help and education content, but their styles differ. XTB leans on fee pages, legal information, and entity-specific help-center articles, which makes its disclosure trail relatively easy to audit. FP Markets publishes account-type pages, fee tables, platform pages, and trading guides, so the research footprint is also usable, especially for traders comparing raw versus standard pricing. XTB's public pages make it easier to confirm maintenance fees and onboarding entity details. FP Markets is stronger on platform and fee taxonomy, but some important operational terms are spread across regional pages and PDFs. For an editor or trader, the practical question is which broker makes it easier to verify the exact account terms before funding. On that criterion, XTB is slightly more direct; FP Markets is broader but less centralized.
Which broker fits you
- You want no published minimum deposit
- You prefer a single proprietary platform
- You value UK/EU fee and entity disclosure
- You are willing to verify the exact onboarding entity
- You want MT4, MT5, cTrader, and TradingView
- You care about raw-account pricing
- You want a clear $100 AUD entry point
- You do active trading and compare platform workflows
Common questions
Is XTB or FP Markets cheaper for EUR/USD trading?
FP Markets is easier to compare on headline pricing because it publishes 0.0-pip Raw accounts and a US$3.00 per-side forex commission. XTB publishes floating spreads but does not present a simple EUR/USD floor on the pages reviewed here. Actual cost still depends on the account type, entity, and trade size.
Does XTB or FP Markets have a lower minimum deposit?
XTB does not publish a minimum initial deposit on its current fee and education pages, while FP Markets publishes $100 AUD or equivalent for Standard and Raw forex accounts. That makes XTB the lower-barrier option on paper, although local entity rules still apply.
Are XTB and FP Markets regulated in the UK or EU?
XTB publishes FCA and CySEC entity information, and FP Markets publishes CySEC coverage for its European operations. Both brokers also operate through other regulators, so the exact protections depend on the legal entity and the country where you open the account.
Which is better for platform choice, XTB or FP Markets?
FP Markets has the wider platform menu: MT4, MT5, cTrader, TradingView, and its own app on current pages. XTB is narrower and centers on xStation. If you want more terminal choice, FP Markets has the edge; if you want one house platform, XTB is simpler.