Broker comparison · updated 2026-07-29
Capital.com vs FOREX.com
FOREX.com is the practical option for eligible US forex traders, while Capital.com suits non-US CFD traders seeking a lower published card-funding threshold.
Our verdict
It depends on what you trade.
This Capital.com vs FOREX.com comparison turns mainly on location and product preference. FOREX.com is the clearer choice for eligible US residents because it operates a US-regulated forex business and publishes US-specific account options, including spread-only and RAW pricing. Capital.com does not target US residents, but its international CFD offering has a lower published minimum for card and Apple Pay deposits and combines its own platform with TradingView, MT4 and MT5. Neither result is universal: spreads, protections, instruments, leverage and funding methods depend on the legal entity and country of residence. Both brokers offer leveraged products that can produce substantial losses.
Capital.com vs FOREX.com at a glance
 Capital.com |
FCFOREX.com | |
|---|---|---|
| Our comparison score | 73.5 / 100 | 62.5 / 100 |
| Founded | 2016 | 2001 |
| Minimum deposit | 10 USD/EUR/GBP card or Apple Pay | $100 on US MT4/MT5 pages |
| EUR/USD pricing | 0.6-pip pricing example | 1.2 pips; RAW 0.0 + commission |
| RAW FX commission | No CFD trade commission stated | $7 per $100K USD traded, each side |
| Platforms | Web, app, TradingView, MT4, MT5 | Web, app, TradingView, MT4, MT5 |
| Published market range | 5,500+ CFD assets | 80 currency pairs (US) |
| Key disclosed regulators | CySEC; SCB Bahamas | CFTC/NFA in US; entity-specific |
| Inactivity charge | 10 USD/EUR/GBP after 12 months | 15 base-currency units after 12 months |
| US availability | Not directed at US residents | US-regulated forex account route |
marks the stronger side on that row. Key numbers were re-checked on 2026-07-29. Terms differ by legal entity and country — confirm on the broker's own legal pages before funding.
Score breakdown
How Capital.com and FOREX.com earn their comparison scores, component by component — same methodology as every review on this site.
Fees comparison: lower initial funding at Capital.com, more account-price choice at FOREX.com
Choose Capital.com if a smaller initial card deposit matters more than a commission-based FX account. Its international charges page lists a 10 USD/EUR/GBP minimum for bank cards and Apple Pay, while wire funding starts at 50 EUR or the equivalent. Its pricing material illustrates a 0.6-pip EUR/USD spread, but that is an example rather than a permanent quote; the live dealing spread can move. FOREX.com’s US pages list EUR/USD from 1.2 pips on its spread-only account, or from 0.0 pips on RAW pricing plus a 7 USD commission per 100,000 USD traded on each side. Capital.com’s EU terms list a 10-unit monthly inactivity charge after 12 inactive months; FOREX.com publishes a 15-unit monthly charge after 12 months on applicable accounts. Entity terms can differ.
Platform comparison: both cover proprietary tools, TradingView and MetaTrader
FOREX.com has the better-defined US account-to-platform mapping. Its spread-only account supports the FOREX.com web and mobile platform, TradingView and MT4, while its RAW account is available through the FOREX.com platform, TradingView and MT5. That distinction matters for systematic traders because the advertised RAW commission model is tied to the account type rather than simply the software selected. Capital.com offers its proprietary web platform and mobile app alongside TradingView, MT4 and MT5 on its EU platform page. It reports more than 100 technical indicators in its mobile app and lists more than 5,500 CFD assets across markets, although available instruments vary by entity. The practical result is close: choose based on the account model and markets you need, then confirm platform availability during onboarding.
Regulation comparison: FOREX.com has the US route; Capital.com serves non-US CFD clients
FOREX.com has the decisive advantage for a qualifying US-based retail forex account. GAIN Capital Group LLC, doing business as FOREX.com, states that it is a CFTC-registered Futures Commission Merchant and Retail Foreign Exchange Dealer and an NFA member, number 0339826. Its group also identifies regulated operations in other jurisdictions, but the precise entity controls the applicable rules. Capital.com’s EU disclosures identify Capital Com SV Investments Limited as CySEC-regulated under licence 319/17 and Capital Com Group Ltd under licence 463/25. Its Bahamas legal page identifies Capital Com Online Investments Ltd as authorised by the Securities Commission of The Bahamas under SIA-F245. Capital.com’s EU site expressly says its information is not directed at US residents. Regulation should be checked against the account agreement, not inferred from a global brand page.
Funding comparison: Capital.com publishes a smaller card threshold; FOREX.com is US-bank focused
Capital.com is more accessible for a modest starting balance on the international terms reviewed here. It publishes no deposit or withdrawal fee, a 10 USD/EUR/GBP minimum for bank cards and Apple Pay, and a 50 EUR minimum for wire transfers or the equivalent. The exact payment menu can change with the account entity, currency and residence. FOREX.com’s US MetaTrader account pages state a 100 USD minimum deposit, and its US funding materials center on bank transfer and debit-card funding. That makes the comparison less about a universal payment-method winner than about account geography. A US resident should first establish whether FOREX.com can onboard them; an eligible non-US CFD trader may find Capital.com’s lower card threshold more convenient. In either case, check bank charges, currency conversion and withdrawal requirements before funding.
Research comparison: FOREX.com emphasizes forex workflow; Capital.com offers a wider CFD catalogue
FOREX.com is the more focused choice for a trader whose research process centers on currencies. Its US materials list 80 currency pairs and integrate Reuters news, Trading Central tools, TradingView charting and Performance Analytics across its platform ecosystem. Its published pricing and account pages also make it relatively easy to compare spread-only versus RAW FX execution before applying. Capital.com is better suited to an investor who wants analysis tools around a broader CFD watchlist: its EU platform page lists more than 5,500 CFD assets, proprietary web and app tools, TradingView and MetaTrader access. Its education and market pages explain pricing mechanics, including spreads, overnight funding, guaranteed-stop premiums where offered and conversion charges. Neither research stack substitutes for independent due diligence, and the product range shown after login may be narrower in a particular country.
Which broker fits you
- You are not a US resident and can open an account with the relevant Capital.com entity.
- A 10 USD/EUR/GBP minimum for card or Apple Pay funding is useful.
- You want a CFD watchlist spanning more than forex alongside TradingView and MetaTrader access.
- You prefer a spread-led CFD pricing model without a stated trade commission.
- You are eligible for a US-regulated retail forex account.
- You want to choose explicitly between spread-only and RAW FX pricing.
- You trade currencies first and value a published 80-pair US forex range.
- You need MT4 for spread-only pricing or MT5 for the US RAW account setup.
Common questions
Is Capital.com or FOREX.com available to US traders?
FOREX.com operates a US retail forex business through GAIN Capital Group LLC, which identifies itself as CFTC-registered and an NFA member. Capital.com’s EU site says its information is not directed at US residents. Eligibility, product access and account terms still depend on the applicant’s residence and the entity accepting the account.
Which has lower EUR/USD costs, Capital.com or FOREX.com?
The answer depends on account type and market conditions. Capital.com uses variable spreads and provides a 0.6-pip EUR/USD illustration. FOREX.com lists EUR/USD from 1.2 pips on its US spread-only account or from 0.0 pips on RAW pricing, with a 7 USD commission per 100,000 USD traded on each leg.
Does Capital.com or FOREX.com offer TradingView and MetaTrader?
Both brokers list TradingView and MetaTrader access, but the account mapping differs. Capital.com lists its web and mobile platform, TradingView, MT4 and MT5. FOREX.com’s US spread-only account lists MT4, while its RAW account lists MT5; both list TradingView. Confirm availability for your entity before depositing.
What is the minimum deposit at Capital.com and FOREX.com?
Capital.com’s international charges page lists a 10 USD/EUR/GBP minimum for bank cards and Apple Pay, with wire transfers starting at 50 EUR or the equivalent. FOREX.com’s US MT4 and MT5 pages state a 100 USD minimum. Other account types, entities and payment methods can use different thresholds.