Broker comparison · updated 2026-07-09
Capital.com vs City Index
Capital.com and City Index are both CFD-focused brokers, but they differ in platform breadth, public disclosures, and regional account terms.
Our verdict
Capital.com has the edge overall.
Capital.com is the stronger pick for most readers who want broader platform choice, especially if TradingView and MT4 matter, plus clearer public disclosure around fees, funding, and legal entities. City Index is still competitive, and its Web Trader plus MT4 setup will suit traders who prefer a long-running UK brand with FCA oversight and Reuters-integrated research. The main catch for both is that terms vary by entity and country, so the account you can open, the spreads you see, and the funding methods available may not match what is shown on a different regional page. Both are leveraged CFD brokers, so this is a comparison of fit, not a low-risk endorsement. ([help.capital.com](https://help.capital.com/hc/en-us/articles/360016569340-Who-is-your-regulator?utm_source=openai))
Capital.comCapital.com vs City Index at a glance
| Capital.com |
 City Index |
|
|---|---|---|
| Our comparison score | 73.5 / 100 | 63 / 100 |
| Minimum deposit | 10 USD/EUR/GBP cards | Not uniform; AU MT4: $150 |
| Withdrawal fee | No fee | Not clearly published |
| Inactivity fee | Not published | $15 after 24 months |
| Platforms | Web, app, TV, MT4 | Web Trader, app, MT4 |
| Regulators | FCA, CySEC, SCB | FCA |
| Markets published | Not published | 6,000+ to 6,300+ |
marks the stronger side on that row. Key numbers were re-checked on 2026-07-09. Terms differ by legal entity and country — confirm on the broker's own legal pages before funding.
Score breakdown
How Capital.com and City Index earn their comparison scores, component by component — same methodology as every review on this site.
Capital.com vs City Index on fees and minimum deposit
Capital.com publishes a lower entry point for card and Apple Pay funding: 10 USD/EUR/GBP, with wire transfers starting at 50 EUR or the equivalent in the account base currency. Its fees page also states no account-opening, deposit, withdrawal, or demo-account fee. City Index’s public materials are more region-specific. In the Australia account comparison, the standard CFD account shows variable spreads as low as 0.5 points, while the MT4 account shows spreads as low as 0.8 points and no commissions except on share markets for the standard account. An Australia MT4 page points to a $150 minimum deposit for MT4 accounts, but that is not presented as a universal global figure. On published fee terms alone, Capital.com is more straightforward and more accessible at the entry level. ([capital.com](https://capital.com/en-int/ways-to-trade/fees-and-charges?utm_source=openai))
Capital.com vs City Index on platforms and trading tools
Capital.com offers a proprietary web platform, a mobile app, TradingView integration, and MT4 support; its official regulator page also mentions MT5 in some materials, but that appears to vary by entity or market. City Index has a narrower public core: Web Trader, mobile apps, TradingView, and MT4. The platform gap is less about basic access and more about breadth. City Index’s own comparison pages emphasize Web Trader, TradingView, and MT4, with Reuters news and charting on the web platform. Capital.com’s stack is more flexible for traders who want to move between its native interface and third-party charting. If you want the cleaner platform menu, Capital.com has the edge. If you mainly want Web Trader and MT4 with integrated research, City Index is still solid. ([help.capital.com](https://help.capital.com/hc/en-us/articles/360016569340-Who-is-your-regulator?utm_source=openai))
Capital.com vs City Index on regulation and legal entities
Capital.com discloses multiple regulated entities, including FCA, CySEC, and Securities Commission of The Bahamas authorization on its regulator page. City Index’s public material in this comparison is centered on its FCA-regulated UK business, with region-specific terms elsewhere. That makes City Index easier to describe at a UK level, but Capital.com provides the more explicit multi-entity disclosure set in the sources reviewed here. For both brokers, the practical point is the same: the legal entity behind your account matters, and country restrictions can change what products, protections, and terms apply. For readers who prioritize visible, named regulator coverage across more than one entity, Capital.com has the edge. ([help.capital.com](https://help.capital.com/hc/en-us/articles/360016569340-Who-is-your-regulator?utm_source=openai))
Capital.com vs City Index on deposits, withdrawals, and account funding
Capital.com’s funding page is the more specific one in the materials reviewed: it lists no deposit fee, no withdrawal fee, and minimums that vary by method, including 10 USD/EUR/GBP for bank cards and Apple Pay and 50 EUR for wire transfers. City Index discloses card and bank transfer funding, plus some local methods in certain regions, but the exact menu is less uniform across its public pages. Its support content also flags a monthly inactivity fee of $15 or currency equivalent after 24 months of inactivity, which is important for dormant accounts. In short, Capital.com gives the cleaner published funding picture; City Index gives enough to work with, but the exact terms depend more visibly on jurisdiction. ([capital.com](https://capital.com/en-int/ways-to-trade/fees-and-charges?utm_source=openai))
Capital.com vs City Index on research and market coverage
City Index has the stronger published research angle in the sources reviewed here. Its Web Trader materials highlight Reuters news in-platform, performance analytics, and market coverage that the Australia pages put at more than 6,300 markets. Capital.com offers educational and market content, but the comparison material provided here is less explicit on research workflow and instrument count. If your priority is a broker whose platform page clearly ties research feeds to execution, City Index looks stronger. If your priority is a broader platform mix and easier public fee disclosure, Capital.com still leads overall. On market count and research depth, though, City Index is the more visible research-first proposition. ([qa-web.cityindex.com](https://qa-web.cityindex.com/en-sg/trading-platforms/download-trading-platforms/?utm_source=openai))
Which broker fits you
- You want a lower published minimum deposit
- You want TradingView plus MT4 and a native app
- You want more explicit multi-entity regulator disclosure
- You prefer a UK-centric FCA broker
- You value Reuters news and platform research tools
- You want Web Trader with a long-running brand
Common questions
Is Capital.com cheaper than City Index?
On the published pages reviewed here, Capital.com is easier to enter and easier to fund cheaply: it lists a 10 USD/EUR/GBP card or Apple Pay minimum and no deposit, withdrawal, or account-opening fee. City Index can be competitive on spreads, but its minimum deposit and fee terms vary more by region and account type. ([capital.com](https://capital.com/en-int/ways-to-trade/fees-and-charges?utm_source=openai))
Does City Index offer MT4 and Web Trader?
Yes. City Index publicly lists Web Trader and MT4, and its platform pages also reference mobile apps and TradingView. The MT4 account is separate from the standard Web Trader setup, so the available markets and conditions can differ by account and region. ([qa-web.cityindex.com](https://qa-web.cityindex.com/en-sg/trading-platforms/compare-trading-platforms/?utm_source=openai))
Is Capital.com regulated?
Yes. Capital.com’s regulator page lists FCA authorization in the UK, CySEC licensing in Cyprus, and Securities Commission of The Bahamas authorization for its Bahamas entity. The specific entity and terms depend on where the account is opened. ([help.capital.com](https://help.capital.com/hc/en-us/articles/360016569340-Who-is-your-regulator?utm_source=openai))
Does City Index charge inactivity fees?
Its published support material for one regional site says a monthly inactivity fee of $15, or currency equivalent, applies after 24 months of inactivity. Because City Index uses region-specific entities and pages, traders should check the terms for the exact account they plan to open. ([qa-web.cityindex.com](https://qa-web.cityindex.com/en-sg/help-and-support/costs-of-trading/?utm_source=openai))