Broker Review · last checked July 2, 2026
4XC Review
4XC Review: the broker is operated from the Cook Islands by 4xCube Ltd and claims Cook Islands FSC regulation under licence MC03/2018. It supports MT4 and MT5, publishes funding information and excludes U.S. residents. As with any offshore broker, verify the legal entity, withdrawal terms and eligibility before depositing.
- Regulators listed: Cook Islands FSC (broker-stated and supported by FSC registry listing for 4xCube Limited as a licensed money-changing business)
- Platforms: MT4, MT5
- A universal minimum deposit was not clearly verified from the live sources reviewed.
In brief
Our 4XC review verdict
4XC Review: the broker is operated from the Cook Islands by 4xCube Ltd and claims Cook Islands FSC regulation under licence MC03/2018. It supports MT4 and MT5, publishes funding information and excludes U.S. residents. As with any offshore broker, verify the legal entity, withdrawal terms and eligibility before depositing.
- 01Regulators
- Cook Islands FSC (broker-stated and supported by FSC registry listing for 4xCube Limited as a licensed...
- 02Trading platform
- MT4, MT5
- 03Entry cost
- A universal minimum deposit was not clearly verified from the live sources reviewed
- 04Main limitation
- Not a fit if you want tier-1 regulator coverage or broad investor-protection frameworks
Key facts about 4Xc
The legal entity, local rules and available account terms may change with the client's country.
- ✓4XC is the trading name of 4xCube Ltd.
- ✓4xCube Ltd is registered in the Cook Islands as ICA 12767/2018.
- ✓4XC states it is regulated by the Cook Islands FSC under licence MC03/2018.
Who this broker suits
- Traders who specifically want an offshore broker with public MT4/MT5 and funding information
- Readers who prioritize visible legal documentation and entity disclosure over tier-1 regulation
- Comparison shoppers who want a broker with a published risk/disclosure page and active customer-review footprint
- You want tier-1 regulator coverage or broad investor-protection frameworks
- You need U.S. availability
- You want a broker with very strong independent regulator-register evidence and low headline-risk branding
Key facts
| Topic | Publicly visible position |
|---|---|
| Platforms | MT4 and MT5 are listed on the official site. |
| Funding page | The broker has a dedicated funding-methods page with deposit/withdrawal information. |
| Minimum deposit | The broker publishes minimum-deposit information on its funding page, but a single universal amount was not clearly visible in the search snippet we reviewed. |
| Account types | A Standard Account page is publicly available. |
| Jurisdiction exclusions | The broker says it does not serve several countries, including the U.S. |
Where a precise live figure was not clearly supported in the search result, we did not invent one.
4XC’s Cook Islands operator and client eligibility
4XC is a trading brand operated by 4xCube Ltd, registered in the Cook Islands and authorised by the Cook Islands Financial Supervisory Commission under licence MC03/2018. Its website says residents of several countries, including the United States, are excluded. The broker may therefore only suit traders whose local laws permit offshore CFD trading and who accept the protections available under the Cook Islands jurisdiction.
The central finding of this 4XC Review
4XC presents itself as a regulated offshore broker, with MT4 and MT5 and published funding information. This is more transparent than an opaque white-label arrangement. Its Cook Islands licence, however, does not compare with regulation from top-tier authorities in the UK, EU or Australia. The stated exclusion of U.S. residents underlines the key decision: before depositing, traders need to be comfortable with the jurisdiction, legal entity and withdrawal conditions.
Entity and regulation table
| Entity / brand | Regulatory status | Regulator / register | Details |
|---|---|---|---|
| 4xCube Ltd | Stated Cook Islands Licence; Not Independently Verified | Official website | 4XC legal pages state 4xCube Ltd, reg. ICA 12767/2018, licence MC03/2018, address Parekura Place, Avarua, Rarotonga. |
| 4XC brand website | Broker website / support centre | Official website | Brand site states 4XC is a trademark of 4xCube Ltd; it says U.S. residents and several others are not served. |
No regulator-register match or warning page was found in primary sources searched; licence status remains broker-disclosed only.
4XC disclosures: useful detail, offshore limitations
The company and its licence are publicly identified, while platform information, funding methods and certain jurisdictional restrictions are published. On the other hand, regulation is offshore, protections are likely weaker than under tier-1 regimes, and public reviews are mixed enough that withdrawal procedures and customer support warrant close scrutiny before funds are committed.
4xCube Ltd, ICA 12767/2018 and FSC licence MC03/2018
4XC operates through 4xCube Ltd, registered in the Cook Islands as ICA 12767/2018 and regulated by the Cook Islands FSC under money-changing licence MC03/2018. The broker’s help centre repeats this regulatory claim. Its legal documents identify a Cook Islands head office and describe dispute-resolution and order-execution rules. However, we found no independent regulator confirmation online, leaving the broker’s own disclosures as the principal public source. These licence claims should be verified directly with the relevant regulator.
MT4, MT5 and 4XC account information
4XC’s public website confirms MT4 and MT5 support and shows a standard account type. Legal documentation and funding-method pages are also available. There is, however, no straightforward public summary of all 4XC fees. Before funding an account, traders should check live-platform spreads, commissions and swaps, as well as deposit fees and withdrawal conditions in the legal terms.
4XC funding and the 48-hour withdrawal condition
4XC has a dedicated funding-methods page covering deposit and withdrawal options, as well as minimum deposit information. It states that withdrawals within 48 hours of a deposit may incur deductions for deposit charges paid by 4XC, a material condition to consider before funding. Payment availability may depend on location and verification status, so methods, fees, processing times and any card or wallet restrictions should be confirmed in the broker’s live funding area before money is transferred.
Listed 4XC restrictions are not proof of wider availability
According to 4XC’s about page, the broker excludes residents of certain countries, including the U.S., Iraq, Iran, Myanmar, North Korea, Portugal and Ukraine. This does not establish availability in every other jurisdiction or override local law. Traders outside those countries should check whether local rules permit CFD trading through an offshore broker and whether they can in fact open an account.
How to read 4XC’s 4.5 out of 5 public rating
We did not use review scores to verify licensing or protections.
Domestic regulation may outweigh 4XC’s offering
Traders seeking stronger regulation may prefer brokers authorised in their home jurisdiction or by top-tier regulators. UK readers may begin with an FCA regulation guide, while those comparing platforms, funding options or automated trading should consult methodology and payment-method pages before deciding.
Alternatives to 4XC
| Broker | Comparison score | Regulator signals | Platforms | Why compare | Review |
|---|---|---|---|---|---|
 XTB | 75.5 | FCA, CySEC, KNF | xStation, xStation mobile app | Readers who want a broker with publicly disclosed multi-jurisdiction regulation, Users who value transparent fee pages and entity-level lega | XTB review |
 Capital.com | 73.5 | CySEC, Securities Commission of The Bahamas | Proprietary web platform, Mobile app, TradingView | Readers who want a broker with clear public legal-entity and regulator disclosures, Users looking for a proprietary web/mobile platform plus | Capital.com review |
 Colmex Pro | 70 | Cyprus Securities and Exchange Commission (CySEC), Financial Sector Conduct Authority (South Africa) | Colmex Pro 2.0, MT4, Web Trader | Readers who want a CySEC-listed broker with publicly verifiable entity details, Traders comparing U.S. equities-focused platforms and MT4 av | Colmex Pro review |
 CMC Markets | 69.5 | FCA | Next Generation, MT4, MT5 | Traders who want a well-documented broker with clear public legal disclosures, Users who value proprietary platform depth alongside MT4/MT5 | CMC Markets review |
 Interactive Brokers | 68 | SEC, FINRA | IBKR Desktop, IBKR Mobile, Trader Workstation (TWS) | Experienced traders who want a broad platform lineup, Users who value detailed public disclosures, Clients who want multiple funding and acc | Interactive Brokers review |
Alternatives are sorted by the TopOnlineForexBrokers comparison score as of July 2, 2026. The score is not a safety guarantee.
Common questions
Is 4XC safe?
Safety depends on the entity, licence, jurisdiction, and withdrawal policies. 4XC claims regulation in the Cook Islands, which is offshore and not equivalent to UK or EU standards. Verify the entity, read the legal terms, and test deposits and withdrawals with a small amount before committing more.
What is 4XC’s regulation?
4XC says it is the trading name of 4xCube Ltd, authorised and regulated by the Cook Islands Financial Supervisory Commission under licence MC03/2018. This is based on the broker’s legal pages; independent verification from the regulator is advisable.
Does 4XC offer MT4 or MT5?
Yes, the official website confirms availability of both MT4 and MT5 platforms.
What is 4XC’s minimum deposit?
4XC provides minimum deposit details on its funding-methods page, but no single universal minimum is clearly stated across account types. Check the live funding page within the broker portal before opening an account.
Does 4XC accept U.S. clients?
No. The broker’s about page explicitly states it does not offer services to U.S. residents.
How should I judge 4XC withdrawals?
Carefully review withdrawal rules in the legal documents and funding pages, then try a small withdrawal before funding more. The public funding info indicates deposit charges may be deducted if a withdrawal happens within 48 hours of a deposit.
Sources for this broker review
Use these records to recheck the legal entity, account terms and current product details before opening an account.