Broker Review · last checked July 2, 2026
4XC Review
4XC operates from the Cook Islands under 4xCube Ltd, claiming regulation by the Cook Islands FSC via licence MC03/2018. It supports MT4 and MT5, offers funding details, and excludes U.S. residents. As with any offshore broker, verify the legal entity, withdrawal policies, and eligibility before depositing.
- Official site and legal pages reviewed
- Regulatory claims checked against broker disclosures
- Funding and platform pages reviewed
- Public review sentiment included as context only
4XC at a glance
Listing status: Eligible With Caution · offshore, mt4, mt5, higher risk
Our verdict
4XC markets itself as a regulated offshore broker with MT4 and MT5 platforms and published funding details — better than an opaque white-label setup. Yet, the Cook Islands licence doesn’t compare to top-tier regulators in the UK, EU, or Australia. The broker’s explicit U.S. resident ban underlines the main issue: before depositing, you need to be comfortable with the jurisdiction, entity, and withdrawal conditions.
Pros and cons
- the company and licence are publicly named
- platform details are available
- funding methods are published
- and some jurisdiction restrictions are listed
- regulation is offshore
- protections are likely weaker than tier-1 regimes
- and public reviews are mixed enough that withdrawal procedures and customer support warrant careful checking before committing funds
Entity and regulation table
| Entity / brand | Regulatory status | Regulator / register | Evidence notes |
|---|---|---|---|
| 4xCube Ltd | Stated Cook Islands Licence; Not Independently Verified | Official website | 4XC legal pages state 4xCube Ltd, reg. ICA 12767/2018, licence MC03/2018, address Parekura Place, Avarua, Rarotonga. |
| 4XC brand website | Broker website / support centre | Official website | Brand site states 4XC is a trademark of 4xCube Ltd; it says U.S. residents and several others are not served. |
Key facts
| Topic | Publicly visible position |
|---|---|
| Platforms | MT4 and MT5 are listed on the official site. |
| Funding page | The broker has a dedicated funding-methods page with deposit/withdrawal information. |
| Minimum deposit | The broker publishes minimum-deposit information on its funding page, but a single universal amount was not clearly visible in the search snippet we reviewed. |
| Account types | A Standard Account page is publicly available. |
| Public review score | Trustpilot shows 4.5/5 from 581 reviews on the main profile. |
| Jurisdiction exclusions | The broker says it does not serve several countries, including the U.S. |
Where a precise live figure was not clearly supported in the search result, we did not invent one.
Alternatives to 4XC
| Broker | Comparison score | Regulator signals | Platforms | Why compare | Review |
|---|---|---|---|---|---|
 XTB | 75.5 | FCA, CySEC, KNF | xStation, xStation mobile app | Readers who want a broker with publicly disclosed multi-jurisdiction regulation, Users who value transparent fee pages and entity-level lega | Read review |
 Capital.com | 73.5 | CySEC, Securities Commission of The Bahamas | Proprietary web platform, Mobile app, TradingView | Readers who want a broker with clear public legal-entity and regulator disclosures, Users looking for a proprietary web/mobile platform plus | Read review |
 Colmex Pro | 70 | Cyprus Securities and Exchange Commission (CySEC), Financial Sector Conduct Authority (South Africa) | Colmex Pro 2.0, MT4, Web Trader | Readers who want a CySEC-listed broker with publicly verifiable entity details, Traders comparing U.S. equities-focused platforms and MT4 av | Read review |
 CMC Markets | 69.5 | FCA | Next Generation, MT4, MT5 | Traders who want a well-documented broker with clear public legal disclosures, Users who value proprietary platform depth alongside MT4/MT5 | Read review |
 Interactive Brokers | 68 | SEC, FINRA | IBKR Desktop, IBKR Mobile, Trader Workstation (TWS) | Experienced traders who want a broad platform lineup, Users who value detailed public disclosures, Clients who want multiple funding and acc | Read review |
Alternatives are sorted by the TopOnlineForexBrokers comparison score as of July 2, 2026. The score is not a safety guarantee.
External rating snapshot
| Source | Original score | Normalized /10 | Context |
|---|---|---|---|
| Trustpilot | 4.5/5 | 9.0/10 | Public sentiment snapshot only; not evidence of regulation or fund safety. |
| Trustpilot Spanish profile | No separate numeric score visible in the search result | N/A | Secondary language profile confirms the same business profile exists. |
We only included one numeric score because the search results did not surface a second independent numeric rating that was equally citeable and clearly broker-specific.
Overview
4XC is a brand run by 4xCube Ltd, registered in the Cook Islands and authorised by the Cook Islands Financial Supervisory Commission under licence MC03/2018. Its website states it excludes residents of several countries, including the United States. This means 4XC might only suit traders whose local laws permit offshore CFD trading and who accept the protections offered by the Cook Islands jurisdiction.
Safety and regulation
4XC operates under 4xCube Ltd, registered as ICA 12767/2018 in the Cook Islands and regulated by the Cook Islands FSC with money-changing licence MC03/2018. The broker’s help centre repeats this claim. Legal documents mention the Cook Islands head office and outline dispute resolution and order execution rules. However, we found no independent regulator confirmation online, so the broker’s own disclosures remain the main public source. Treat these licence claims as something to verify directly with the relevant regulator.
Fees, accounts, and platforms
4XC’s public site confirms support for MT4 and MT5 platforms and displays a standard account type. Legal documents and funding method pages are also available. However, there’s no straightforward summary of all fees on public pages. Traders should carefully review platform spreads, commissions, swaps, deposit fees, and withdrawal conditions via the live platform and legal terms before funding.
Deposits and withdrawals
4XC provides a dedicated funding methods page outlining deposit and withdrawal options plus minimum deposit info. It notes that withdrawals made within 48 hours of deposit may incur deductions for deposit charges paid by 4XC — an important detail to consider before funding. Payment availability may vary by location and verification status, so confirm methods, fees, processing times, and any card or wallet restrictions through the broker’s live funding area before transferring funds.
Country availability caveat
According to 4XC’s about page, it excludes residents of certain countries including the U.S., Iraq, Iran, Myanmar, North Korea, Portugal, and Ukraine. This doesn’t guarantee acceptance in all other jurisdictions, nor does it override local laws. If you live outside these countries, check if your local regulations permit CFD trading with an offshore broker and whether you can actually open an account.
External rating snapshot
Trustpilot shows 4XC with a 4.5 out of 5 rating from 581 reviews. While this provides some sentiment context, it’s no substitute for regulatory confirmation or proof of fund safety, segregation, or payout reliability. We did not rely on review scores to verify licensing or protections.
Alternatives to consider
If you want brokers with stronger regulation, look for those authorised in your home country or by top-tier regulators. UK readers might start with our FCA regulation guide, while traders focused on platforms, funding options, or automated trading should consult our methodology and payment-method pages before deciding.
Common questions
Is 4XC safe?
Safety depends on the entity, licence, jurisdiction, and withdrawal policies. 4XC claims regulation in the Cook Islands, which is offshore and not equivalent to UK or EU standards. Verify the entity, read the legal terms, and test deposits and withdrawals with a small amount before committing more.
What is 4XC’s regulation?
4XC says it is the trading name of 4xCube Ltd, authorised and regulated by the Cook Islands Financial Supervisory Commission under licence MC03/2018. This is based on the broker’s legal pages; independent verification from the regulator is advisable.
Does 4XC offer MT4 or MT5?
Yes, the official website confirms availability of both MT4 and MT5 platforms.
What is 4XC’s minimum deposit?
4XC provides minimum deposit details on its funding-methods page, but no single universal minimum is clearly stated across account types. Check the live funding page within the broker portal before opening an account.
Does 4XC accept U.S. clients?
No. The broker’s about page explicitly states it does not offer services to U.S. residents.
How should I judge 4XC withdrawals?
Carefully review withdrawal rules in the legal documents and funding pages, then try a small withdrawal before funding more. The public funding info indicates deposit charges may be deducted if a withdrawal happens within 48 hours of a deposit.
Check the details yourself
These are the pages we relied on. Read them before you open an account or send money anywhere.