The bottom lineThe FCA has updated its warning on Momentum Peak Trade, saying the firm may be offering or promoting financial services without permission. For retail readers, the practical step is to verify any firm on the FCA Firm Checker before sending money or sharing personal details.
FCA keeps Momentum Peak Trade on notice
The Financial Conduct Authority says Momentum Peak Trade may be providing or promoting financial services or products without permission. The warning page was first published on 22 April 2026 and last updated on 28 July 2026.
The FCA says the firm is not authorised and may be targeting people in the UK. It lists telephone, email and website details for Momentum Peak Trade on the warning page.
Why the warning matters for retail consumers
The FCA says consumers who deal with an unauthorised firm may not have access to the Financial Ombudsman Service if they complain.
The regulator also says they would not be protected by the Financial Services Compensation Scheme if the firm fails. That means any money sent could be hard to recover if the offer is not genuine.
What to verify before acting
The FCA says consumers should only deal with firms that are authorised and should use the FCA Firm Checker to confirm a firm has permission for the service being offered.
If a business contacts you unexpectedly, the FCA says to reply only using contact details shown on the Firm Checker and to report suspected unauthorised activity through its contact form or warning-list process.
- Check the firm name exactly as shown on the FCA warning page.
- Confirm the firm’s authorisation and permissions before sending funds.
- Be cautious if contact details do not match the Firm Checker.
Editorial note. This report explains a public record and is not investment, legal or trading advice. Facts may change after publication; the source links remain the controlling record.
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